Additional coverage if special offers available?
  - can we increase your coverage for the same premium?  

Lower premium with same coverage?
     - can we reduce your premium for the same coverage? 

Policy changed to pay own premiums?
     - can we pay premiums from policy values?

Transfer policy values to a tax-deductible RRSP?
     - are tax-free dividends available to deposit into tax-deductible RRSP?

Accessing policy cash value in retirement?
     - would you like a supplemental retirement income?

Can we help you achieve your Retirement/Income Goals?
     - are you able to project your retirement income and expenses today?

Establish regular appointment times to monitor your portfolio performance?
     - let's focus on making your retirement dreams come true!